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How Simon Can Afford a $700,000 Investment Property at 62

Maximizing Simon’s Borrowing Power for a $700,000 Investment Property Simon is 62 and has a combined annual income of $109,200: $52,000 from employment, $36,400 from income protection, and $20,800 from renting a granny flat. He owns a Mudgereeba home valued...

Jul 30th, 2025
How John Can Leverage $430K in Property Equity Before His Business Sale

Estimating John's Borrowing Capacity and Equity Utilization To determine how John can tap into the $430,000 equity in his caretaker unit before selling his business in December 2025, we reviewed his income, expenses and property details. At age 60, John...

Jul 30th, 2025
Tom’s Borrowing Power and Strategy to Enter the Australian Property Market

Estimating Tom’s Borrowing Power and Investment Strategy We’ve assessed Tom’s financial situation—$95,000 annual income, $20,000 in savings, a $40,000 personal loan and a $40,000 credit-card limit—to determine his borrowing capacity in Australia. At current serviceability rates, Tom could potentially borrow...

Jul 30th, 2025
How Jennifer and George Can Buy 3 Investment Properties in 3 Years

Three-Property Investment Plan for Jennifer & George Jennifer and George aim to acquire three investment properties in Ormeau (QLD) or nearby within three years. With a combined gross income of $187,000, $70,000 in savings, $1,600/week rent, a $30,000 car loan,...

Jul 27th, 2025
Can Jennifer and George Buy an Investment Property Without Jeremy?

Can Jennifer and George Invest in Property Without Jeremy? Jennifer (self-employed) and George (PAYG) are exploring how to purchase an investment property on their own. With a combined gross income of $187,000 and $70,000 in savings, their borrowing capacity is...

Jul 27th, 2025
Borrowing Power Breakdown: Jennifer, George, and Jeremy’s Joint Investment Strategy

Investment Property Financing Snapshot Jennifer, her husband George and nephew Jeremy are exploring the purchase of an investment property in Queensland. Together they earn a gross annual income of $279,000, carry manageable debts and have $70,000 in savings. Based on...

Jul 27th, 2025
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