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Maximizing Simon’s Borrowing Power for a $700,000 Investment Property Simon is 62 and has a combined annual income of $109,200: $52,000 from employment, $36,400 from income protection, and $20,800 from renting a granny flat. He owns a Mudgereeba home valued...
Estimating John's Borrowing Capacity and Equity Utilization To determine how John can tap into the $430,000 equity in his caretaker unit before selling his business in December 2025, we reviewed his income, expenses and property details. At age 60, John...
Estimating Tom’s Borrowing Power and Investment Strategy We’ve assessed Tom’s financial situation—$95,000 annual income, $20,000 in savings, a $40,000 personal loan and a $40,000 credit-card limit—to determine his borrowing capacity in Australia. At current serviceability rates, Tom could potentially borrow...
Three-Property Investment Plan for Jennifer & George Jennifer and George aim to acquire three investment properties in Ormeau (QLD) or nearby within three years. With a combined gross income of $187,000, $70,000 in savings, $1,600/week rent, a $30,000 car loan,...
Can Jennifer and George Invest in Property Without Jeremy? Jennifer (self-employed) and George (PAYG) are exploring how to purchase an investment property on their own. With a combined gross income of $187,000 and $70,000 in savings, their borrowing capacity is...
Investment Property Financing Snapshot Jennifer, her husband George and nephew Jeremy are exploring the purchase of an investment property in Queensland. Together they earn a gross annual income of $279,000, carry manageable debts and have $70,000 in savings. Based on...
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