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How Much Can David and His Wife Borrow? A 2025 Mortgage Analysis David and his wife, both property owners based in Perth, are exploring their borrowing capacity under current lender rules. Balancing diverse income streams, existing debts and home equity,...
How Lenders Evaluate Expenses and Debts in Australian Home Loans When you apply for a mortgage in Australia, lenders don’t just look at your salary. They’ll also assess your living expenses and existing debts to determine how much you can...
How Much Can Bryan Borrow? Borrowing Power Assessment for a Support Worker with 3 Dependents (2025) Bryan, a dedicated support worker based in Perth, earns $154,000 annually and supports three young children. Despite his strong income, his current financial commitments...
How Tanya Can Secure Three Investment Properties in Three Years Tanya is gearing up to purchase a trio of investment homes between 2026 and 2028. As a self-employed professional earning $120,000 in 2025—and on track to hit $200,000 via her...
How Dependents Impact Your Borrowing Capacity for a Mortgage in Australia When applying for a mortgage in Australia, the number of dependents—children or family members you financially support—can have a significant effect on the amount you can borrow. Lenders weigh...
Securing a Home Loan With ATO Tax Debt Applying for a mortgage is complicated enough, but if you owe money to the Australian Taxation Office (ATO), the process becomes even more challenging. Many Australians ask: Can I still get a...
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